An overview of dollar allocation investment trends

Everyone knows the basic asset allocation philosophy: you can't put all your eggs in one basket. That is why many investors are looking overseas. How to protect and effectively inherit one's wealth is an important issue in asset allocation. The allocation of high-quality real estate in many countries can not only make decentralized allocation, but also avoid the penetration of CRS to effectively hedge wealth. Apart from property, what forms of asset allocation are robust, not only to protect against inflation, but also to perpetuate one's wealth?

Selected products -- customized wealth programs for high net worth individuals

Keywords: DOLLAR asset allocation, S&P cash value.

By studying the wealth allocation plan of American families and the overseas insurance allocation trend of high net worth customers in the past two years, it can be found that the Index universal life insurance IUL of The United States has gradually become an important choice of Chinese high net worth families. Lower premiums, higher leverage on death claims, cash value growth benchmarking major global indices, high and robust compound interest growth. In particular, it is not located in the CRS reporting system and the policy withdrawal method is flexible, which are the advantages of customers. This kind of insurance plan is especially suitable for planning the family's overseas education funds and retirement pension, which can well hedge the risk of RMB exchange rate fluctuation against the US dollar. As the most advanced generation of life insurance products in the United States, IUL is a star product with the fastest development and the largest market share in life insurance.